News in legislation: increase in the maternity capital and innovations in real estate registration.
Recently, there have been several changes in the legislation that will affect many citizens. One of the main innovations is the increase for maternity capital. From February 1, 2024, this social benefit will be indexed by 7.5%. This decision was made for those families who have not yet used the certificates or who have an unused portion of the funds. As a result, the payment for the first child will increase from 587 to 631 thousand rubles, and for the second – from 776 to 834 thousand rubles. This will allow families to receive more funds to implement their life plans and ensure the future of their children.
Another important change concerned the registration of real estate transactions. Starting from January 1, the Russian Registration Authority completely switches to electronic registration of transactions with legal entities. This will simplify a lot the paperwork process for developers and other real estate market participants. It will also become easier for individuals to submit documents – it will be enough to provide a scanned copy of the contract for registration, and additional documents for the object will no longer be required. Such changes are aimed at reducing the bureaucratic busyness and speeding up the transaction registration process.
In addition, lendees will have more options for obtaining insurance. According to the new resolution, lendees will be given the choice of an insurance company when applying for a loan, including a mortgage. This simplifies the process of choosing an insurer and checking the client by the bank. This resolution will be valid until September 1, 2025, which gives borrowers enough time to choose the most favorable terms.
An important step in the field of consumer credit insurance was the increase in the "free look period ". This will allow lendees to make insurance decisions more consciously and have more flexibility.
From September 1, 2024, new rules for the capital repairs of apartment buildings will come into force. Now the repair time will be calculated depending on the degree of deterioration of the building. Apartment owners will be able to initiate an inspection of the building themselves in order to speed up the start of work. This will allow for more efficient use of funds for the repair and maintenance of residential buildings.
In the spring of 2024, a new concept will appear in urban planning legislation – the "master plan". This will make it possible to plan the development of territories more effectively and create favorable conditions for the life of citizens. The master plan will define the basic principles of the territory's development, including the location of residential and commercial facilities, infrastructure and recreation areas. This will help cities and regions develop in a coordinated manner and take into account the interests of all residents.
Recent legislative changes are aimed at improving the living conditions of citizens and creating a favorable investment environment. An increase in maternity capital, simplification of the real estate registration process, expansion of opportunities for insurance registration and other innovations will have a positive impact on the lives of many people. They will help ensure the financial security of families, accelerate real estate processes and improve the quality of life in general.
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