![Is it worth buying an apartment in a new building now, or wait until July 1, when the term of the preferential mortgage expires?](https://www.spb-estate.com/en/uploads/images/photo_2024-06-11_12-57-0620240616004419_300x200.jpg)
Is it worth buying an apartment in a new building now, or wait until July 1, when the term of the preferential mortgage expires?
There is less than a month left before the expiration of the preferential mortgage, and there is no hope for its extension. It is worth noting that the state is not going to completely cancel preferential mortgages, it will simply focus on targeted programs.
For example, by the end of the year, an IT-mortgage will be in effect in Russia, by which information technology employees will be able to get a mortgage loan at a rate of up to 5%. This is a great opportunity for those who work in this industry and in this article, we have selected two profitable options for IT mortgages.
However, the main question is whether it is worth trying to to be in time and take advantage of a preferential mortgage now, or wait for other preferential options to appear, possibly with an adjustment in housing prices.
As for the appropriateness of buying an apartment with a mortgage "here and now", we advise you to use common sense. If you have a need to purchase a housing, and finances allow you to pay a mortgage payment, then perhaps you should think about purchasing.
Moreover, the limits of banks may end earlier than the end of the month, so if you are interested in buying a mortgage apartment, then do not waste time.
If you are interested in offers or want to find an apartment according to your capabilities and wishes, write to us in the comments or in private messages. We will definitely contact you, find suitable options and prepare personal offers.
Do not miss your chance to purchase a housing with a preferential mortgage! Make the right choice now.
Spacious 2E Mortgaged Apartment in finished house at rate of 3.6%
Price 11 167 668 ₽
THE OFFER IS LIMITED IN TIME. Check the relevance of the offer with the agency's managers.
Additional discount – 600 000 ₽
Additional discount – 30 000 ₽
SBER/ IT-mortgage
Monthly payment – 40 544 rub/month
Rate 3.6 %
Down Payment 2 250 000 ₽
The term of the mortgage is 30 years
Two Euro-bedrooms
Total area 49.5 m2
10th Floor
Comfort Housing Class
Handover on the 2nd quarter 2024
Keys handover on the 4th 2024
A new residential complex in the Primorsky district, which will offer stunning views of the Yuntolovsky Forest Park and the tallest building in Europe – the Lakhta Center. The dynamically developing area has all the necessary infrastructure, and the proximity of green areas will help you spend more time in nature.
2E Mortgaged Apartment for 14 300 rub/month
Price 11 112 655 ₽
THE OFFER IS LIMITED IN TIME. Check the relevance of the offer with the agency's managers.
Additional discount – 500 000 ₽
Additional discount – 30 000 ₽
SBER/ IT-mortgage tranche
The term of the mortgage is 30 years
Two Euro-bedrooms
Total area 45.6 m2
12th Floor
Comfort Housing Class
Handover on the 2nd quarter 2025
Keys handover on the 4th quarter 2025
A new residential complex in the Primorsky district, which will offer stunning views of the Yuntolovsky Forest Park and the tallest building in Europe – the Lakhta Center. The dynamically developing area has all the necessary infrastructure, and the proximity of green areas will help you spend more time in nature.
Comments