In previous articles we mentioned about the importance of legal verification of real estate, especially if the buyer is going to purchase an apartment or other real estate on his own.
Buying an apartment is always an important action, full of joy and new opportunities. However, in addition to all this joy, it is important to remember that this step also carries certain risks and responsibilities. A particularly important point is to check the legal purity of the apartment and its owner.
Why is it so important to check a proprietor?
the activities of the proprietor may have an impact on the real estate transaction. For example, if he is in the process of bankruptcy or has been declared bankrupt recently, that he does not have the right to dispose of his property. In case of sale of the apartment without the knowledge of the arbitration manager, the transaction may be canceled.
It is important to take into account the owner's past. If he was convicted of fraud, this may be a serious reason for a more thorough verification of the transaction or even refusal to purchase.
What exactly do the specialists of the Nevsky Prostor real estate agency check in practice? Here are the highlights:
1. About the property:
- Property characteristics;
- Condition and degree of wear of an apartment building + checking of the management organization;
- Ownership history;
- Encumbrances and restrictions
- Registered legal claims;
- The timing of major repairs;
- Availability of the status of a cultural heritage;
- Debts for public services.
2. Information about the proprietor:
- Enforcement proceedings and debts;
- Bankruptcy;
- Participation in extremist and terrorist activities;
- Being on the criminal wanted list;
- Validity of passport, Insurance Number of Individual Ledger Account and powers of attorney;
- Court cases.
What sources do specialists use? Information is collected from several government databases. Data on the real estate object is obtained from the Unified State Register of Real Estate, and information about the owner is obtained from sources such as the Data Bank of the Federal Bailiffs Service (FSSP), the file of court cases, the Unified Federal Bankruptcy Register, as well as a list of persons and organizations involved in extremism or terrorism.
It is important to remember that checking the legal purity of the apartment and its owner is not just a formality, but a serious step that will help avoid possible problems and risks in the future. Therefore, contact professionals who will help you carry out this check carefully and reliably. May your purchase of an apartment be only a joyful and pleasant event without any negative consequences!
评论