On December 2, Russia celebrates Bank Employee Day, a holiday dedicated to all employees of the banking system of the Russian Federation.
This day has become a traditional and unofficial holiday for everyone connected with the financial sector. To celebrate this day, we want to talk about the important role of realtors in the process of obtaining a mortgage and why their help can be indispensable.
When you decide to purchase a property with a mortgage loan, a reliable realtor partner becomes your best friend in the process. He will help you cope with all the nuances and details related to obtaining a mortgage, and will make the purchase of an apartment as profitable as possible for you.
What differ a client who came to the bank on his own from the one brought by the realtor? It is much easier to work with a client who came to the bank accompanied by a partner. He is already aware of all the nuances of the upcoming procedure and feels more confident, because he has an assistant who can always be relied on and who will help solve any questions. We know that the transaction with this lendee will take place as soon as possible.
When you contact a realtor for help in obtaining a mortgage, you can be sure that he will do everything possible to ensure that your transaction is approved by the bank. «Nevsky Prosto» real estate agency realtors have a huge experience working with banks and know which programs and conditions are most suitable for each client. They will help you choose properties that meet your needs and requirements of the bank, as well as recommend the most favorable rates of interest.
However, the help of a realtor is not limited only to the selection of real estate and the choice of a banking program. He will also collect and execute all the necessary documents for obtaining a mortgage loan and following purchase of housing. He will solve the issues of mortgage insurance and preparation of papers for the insurer. In addition, the realtor will check the selected property option in terms of legal purity and lack of encumbrances. Moreover, most importantly, he will accompany the transaction before conveyance to your property.
Statistics show that when realtors provide assistance in obtaining a mortgage, the bank more often approves the client's application. When applying for a mortgage loan on their own, refusals happen much more often. Therefore, many real estate buyers prefer to seek help from realtors.
If you are planning to purchase real estate with a mortgage in St. Petersburg, contact the professionals of the «Nevsky Prostor» real estate agency. Our realtors will provide you with comprehensive support and assistance in obtaining a mortgage loan. We guarantee that your transaction will be successful and hassle-free. We wish you good luck in purchasing a housing!
Contact us!
• Tel: +7 (812) 325-38-38 (from 9-00 to 21-00 on weekdays; from 10-00 to 18-00 on weekends and public days)
• Address: Russia, 199406, Saint Petersburg, Nalichnaya Street, 22
• You can also ask questions to our specialists online
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